If you need assistance, please call 647-848-2652

Monthly Newsletter - November 2019

Friday, November 8, 2019   /   by Raymond Yu

Monthly Newsletter - November 2019



Real Estate News Affecting Your Home's Value
  • How Much Is My House Worth?
  • Avoid 6 Costly Errors When Moving to a Larger Home & Save Thousands!
  • Free Community Appreciation Events
  • Mortgage - Do's and Dont's When Buying a New Home
  • Real Estate Market Stats
  • How to Avoid 9 Common Buyer Traps BEFORE Buying a Home
  • Your Referrals Help Change Lives!


4 BIG REASONS to Sell Your Home with Brian

Your Home Sells for $16,000 More Money
Brian SOLD for 1.6% more than an average agent's. On a $1 million home, that's $16,000 more in your pocket!
Your Home Sells 2x FASTER
Brian's SOLD in 14 days. Almost twice as fast as an average agent!
Your Home is 45% More Likely to Sell With Brian
Brian SOLD 96% of homes he listed, where an average agent only sold 51% of their listings.
Brian Has More Buyers
Brian has over 487 Buyers in his database looking for a home in the area!


How Much Is My House Worth?
One of the many benefits of owning a home is having the ability to sell it one day – hopefully for a healthy profit, which can then be leveraged to purchase a larger home, an investment or recreational property, or help finance your retirement. We can’t stress enough the importance of setting the right asking price. An overpriced home runs the risk of sitting on the market for a prolonged period of time. This can seriously hurt your bottom line, especially if you’ve already purchased another home and you’re paying two mortgages simultaneously.

So, how much is my house worth?
Here are some things you need to consider when selling your home:

MARKET CONDITIONS
Is it a buyer’s market or a seller’s market?

THE COMPARABLES
Have your real estate agent pull comparable sales to help answer the million-dollar question “How much is my house worth?”

THE LOCATION
A home’s location has a huge impact on its value, and rightfully so.

THE HOME
Condition, features and upgrades of the home really matter when you’re determining what your home is worth.

Thinking about selling? Call Brian at 647-848-2652 and he'll walk you through what you need to know and do.


AVOID 6 COSTLY ERRORS

When Moving to a Larger Home & Save Thousands!
A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers makes when moving to a larger home. It's very important for you to understand these issues before you list your home for sale. One of the  mistakes homesellers make is failing to make necessary improvements. If you want to get the best price for your home, there will certainly be things you can do to enhance it in prospective buyer's eyes. These fix-ups don't necessarily have to be expensive. Even if you do have to make a minor investment, it will often come back ten-fold in the price you're able to get when you sell.

Order this FREE Special Report to learn more! Call toll-free 1-855-245-9087 and enter ID 4007 (available 24/7). You can also call our office direct at 647-848-2652.

How to Avoid 9 Common Buyer Traps  When Buying a Home
Buying a home is a major investment no matter which way you look at it. But for many homebuyers, it's an even more expensive process than it needs to be. Many fall prey to at least a few of the many common and costly mistakes. An industry report has just been released - "Nine Buyer Traps and How to Avoid Them". This important report discusses the 9 more common and costly of these traps, how to identify them, and what you can do to avoid them.

Order this FREE Special Report to learn more! call toll-free 1-855-245-9087 and enter ID 4018 (available 24/7). You can also call our office direct at 647-848-2652
DO’s & DONT's when buying a New Home

For most Canadians, whether you are purchasing a new property or refinancing an existing mortgage you need to make sure you qualify for a mortgage. Here are some best practices to be aware of:

Things to Do:
Find a Mortgage Broker: Ask your Realtor to refer you a professional mortgage broker. A broker works for you and not the banks.
Get a Pre-Approval: Find out what you qualify for, save time, money and headaches.
Ask Questions: Find out about the advantages and disadvantages of different lenders and their offerings, the lowest price option or the lowest rate is not always the best product..
Have Your Docs in Order: Most lenders will ask questions about income and down payment..
Regular Communication: It can take several months from the time you get a pre-approval to the time you actually close the sale. Always keep your broker informed of changes in your situation such as marriage/ separation/ change of job/ etc. to make sure your mortgage approval is still valid.

Things Not to Do:
Do Not Switch Jobs or Employment Types: New jobs can have probation periods which are difficult for most lenders to approve you during this period..
Keep Your Credit Clean: Do not miss payments or incur late payments on your debt obligations such as car leases, credit cards, student loans, utility bills, etc..
Avoid Multiple Credit Checks: A mortgage broker can go to multiple lenders with one credit pull, do not walk into different banks to see what you qualify for, you’ll do more harm than good to your mortgage qualification..
Do Not Transfer Money Between Accounts: Verification of down payment is an essential step for lenders, most lenders want to see a history of 90 days where the funds are sitting..
Do Not Apply for New Credit: Avoid taking new loans or leasing a new car, all new monthly obligations need to be calculated in your borrowing capacity.

In summary, if you're in doubt, always ask your mortgage broker on the best course of action to make the most important purchase of your life a reality and pleasant experience.

Need Answers to your Mortgage/Financing Questions? Call me today 647-638-6358

YOUR REFERRALS HELP CHANGE LIVES!

As you know, I love making Guarantees! Like my Buyer Satisfaction Guarantee: Love the home, or I'll buy it back! Or my Seller Guarantee: Your Home Sold or I'll Buy it! And I Guarantee that a portion of our income on every home sale WILL go toward helping our community! For the past couple of years, my team has partnered with The Dam Youth Drop-in Center in Mississauga (www.thedam.org) and have raised/donated over $6,700. This not-for-profit organization provides a safe, supportive place for local youth & through building relationships & mentorship help them stay on the right track, be successful & become contributing members of our society. Our goal this year is to reach $10,000 in donation amount!


In July 2019, we also decided to join the fight against hunger in partnership with The Mississauga Food Bank. Did you know that 15% of Mississauga residents visit food bank annually? That's over 100,000 people!
Mississauga Food Bank is operated mainly on donations and the need for donations are increasing every year as the cost of living is on the rise and every year there is an increase in the number of people relying on the food bank, especially children and seniors. Good news is that through partnership with several businesses they are able to provide food for two meals for every $1! Our goal this year is to help them provide 10,000 meals!


Rest assured your referrals will get the Award-Winning Services we are known for, and that a solid portion of the income we receive will go toward Changing Lives For Better!

Please Help us Reach & Exceed our donation goals by referring your friends, family, neighbours, or associates considering making a move
visit www.ReferToBrian.com or Call 647-848-2652

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